The countdown to a cheque-free Jamaica has begun, and customers will increasingly have to navigate a wider range of electronic payment options as the paper-based system is phased out.

For customers already using banking and digital payment services, the transition may mean choosing between Automated Clearing House (ACH) transfers, Real Time Gross Settlement (RTGS), bank transfers, debit and prepaid cards, digital wallets, and other approved payment services.

“The best option depends on the amount, urgency, purpose, and whether the recipient has a bank account,” the Jamaica Bankers Association (JBA) says in its frequently asked questions (FAQs) on the Beyond Cheques website.