It can happen to any business.

A series of unfortunate circumstances and challenges that combine to create a situation so dire for a business or for an economy that it would cause it to shut down.

Senator and economist Marlene Attzs in a keynote address to businesses at the a conference hosted by the TT Extractive Industries Transparency Initiative and the TT Chamber of Industry and Commerce at the chamber’s building on Columbus Circle, Westmoorings on January 13, called it a “black swan” event. She described it as a convergence of shocks and challenges that would mean the death of a business.