JN Bank delivered a solid performance for the financial year ended March 31, 2026, achieving profit before tax of more than $2.29 billion. Net profit amounted to $1.45 billion, more than three times the prior year’s result of $439 million.

This strong growth reflects the bank’s resilience and deliberate strategic focus amid continued local and global challenges, as it remains steadfast on delivering long-term value to JN members.

Operating profit more than doubled to $2.81 billion from $862 million, underscoring strong earnings and improved operational efficiency, which was backed by a reduction in the cost-to-income ratio, moving from 95 per cent to 87 per cent. Income growth outpaced expenses, resulting in stronger profitability, although operating costs increased modestly year over year.