Know your credit score before you need it, JN Foundation urges

KINGSTON, Jamaica — The JN Foundation is urging Jamaicans to pay closer attention to their credit profiles and borrowing habits as it prepares to mark ‘Get Smart About Credit Day’ on October 15.

For many Jamaicans, the foundation said, a credit score is just a three-digit number they rarely consider until they need a loan, want to finance a major purchase or seek credit to grow a business.

The observance, which promotes awareness of credit and responsible borrowing, comes at a time when financial decisions can have long-term implications for individuals, families and businesses, the foundation noted.