Just one day be­fore the Re­pub­lic Bank was set to in­tro­duce in­creased bank­ing fees for cus­tomers Re­pub­lic Fi­nan­cial Hold­ings Lim­it­ed (RFHL), an­nounced prof­its at­trib­ut­able to its eq­ui­ty hold­ers of $1.07 bil­lion for the first half of the 2026 fi­nan­cial year.

In a re­lease on Thurs­day, Yash­mid Kara­math, Chair­man of RFHL stat­ed this was an in­crease of $54 mil­lion or 5.4 per cent over the $1.01 bil­lion record­ed in the same pe­ri­od of the pri­or year.

Kara­math said, “De­spite this pos­i­tive mo­men­tum, the op­er­at­ing en­vi­ron­ment across our mar­kets re­mained chal­leng­ing. Geo-po­lit­i­cal un­cer­tain­ty, eco­nom­ic head­winds, in­fla­tion­ary pres­sures, tighter liq­uid­i­ty con­di­tions, and un­even growth tra­jec­to­ries have im­pact­ed gov­ern­ment, con­sumer and cor­po­rate ac­tiv­i­ty across the coun­tries in which we op­er­ate. These fac­tors have re­quired care­ful nav­i­ga­tion, par­tic­u­lar­ly in man­ag­ing cred­it risk and main­tain­ing pru­dent cap­i­tal and liq­uid­i­ty po­si­tions, while the Group’s di­ver­si­fied port­fo­lio pro­vide in­her­ent coun­ter­weights.”